:root{
  --bg:#f6f1e7; --ink:#1d2b2a; --muted:#566664; --brand:#0f3d3e; --brand-2:#17595b;
  --accent:#c9822b; --card:#ffffff; --line:#e1d9c8;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{max-width:860px;margin:0 auto;padding:0 20px}
.notice{background:var(--brand);color:#eaf2f1;font-size:14px;line-height:1.5;padding:10px 0}
.notice strong{color:#fff}
header.hero{padding:44px 0 36px}
.kicker{display:inline-block;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--brand-2);font-weight:700;margin-bottom:12px}
h1{font-size:clamp(28px,5vw,42px);line-height:1.15;margin:0 0 16px;color:var(--brand)}
.lead{font-size:19px;color:var(--muted);margin:0 0 26px;max-width:640px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;padding:15px 28px;border-radius:10px;font-size:17px;box-shadow:0 2px 0 rgba(0,0,0,.12);transition:transform .08s,background .15s}
.btn:hover{background:#b3721f}
.btn:active{transform:translateY(1px)}
.btn-note{display:block;margin-top:10px;font-size:13.5px;color:var(--muted)}
section{padding:34px 0;border-top:1px solid var(--line)}
h2{font-size:25px;line-height:1.25;margin:0 0 16px;color:var(--brand)}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
.card h3{margin:0 0 6px;font-size:18px;color:var(--brand-2)}
.card p{margin:0;font-size:16px;color:var(--muted)}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{position:relative;padding:10px 0 10px 34px;border-bottom:1px dashed var(--line)}
ul.check li:last-child{border-bottom:0}
ul.check li::before{content:"";position:absolute;left:4px;top:16px;width:14px;height:8px;border-left:3px solid var(--brand-2);border-bottom:3px solid var(--brand-2);transform:rotate(-45deg)}
.box{background:#fff8ea;border:1px solid #ecd9ae;border-radius:14px;padding:18px 20px;font-size:16px}
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;color:var(--brand)}
details p{margin:10px 0 2px;color:var(--muted);font-size:16px}
.cta-band{text-align:center;background:var(--brand);color:#fff;border-radius:18px;padding:34px 20px;margin:10px 0 0}
.cta-band h2{color:#fff}
.cta-band p{color:#cfe0de;margin:0 0 20px}
footer{padding:30px 0 100px;font-size:14px;color:var(--muted);border-top:1px solid var(--line)}
footer a{color:var(--brand-2)}
footer p{margin:0 0 10px}
.sticky{position:fixed;left:0;right:0;bottom:0;background:rgba(246,241,231,.96);border-top:1px solid var(--line);padding:10px 16px;text-align:center;display:none;z-index:5}
.sticky .btn{display:block;padding:13px 16px}
@media (max-width:640px){.sticky{display:block}.lead{font-size:17.5px}}
.legal h1{font-size:30px}
.legal p,.legal li{font-size:16px}